Services / Budgeting and Forecasting
Budgeting & Forecasting
Budgets and rolling forecasts with the assumptions written down and visible.
A budget nobody believes is worse than no budget, because it gets used anyway. The common failure is not the arithmetic. It is that the assumptions were never written down, so when reality moves, nobody can tell which part of the plan is now wrong.
We build budgets and forecasts where every assumption is explicit, so you can change one and see what follows.
What this covers
Annual budget
A full budget built with the people accountable for delivering it, so it is a plan rather than a target handed down.
Rolling forecasts
Regularly updated forecasts that take account of what has actually happened, instead of an annual plan that was obsolete by March.
Cash flow forecasting
Short term cash visibility, typically thirteen weeks, plus longer range projections for planning and funding conversations.
Scenario planning
What happens if the big customer leaves, if collections slow by thirty days, if the price increase does not hold. Modelled before you need the answer.
Variance reporting
Monthly tracking against the plan, with the differences investigated rather than noted.
Assumption documentation
Every driver written down with the reasoning behind it, so the model can be defended and updated by somebody who did not build it.
Who this is for
- Businesses planning a year properly for the first time
- Companies whose forecasts keep being wrong in the same direction
- Owners who need visibility on cash far enough ahead to act
Common situations we are brought in for
- You have been surprised by a cash position you should have seen coming
- The budget is built each year and never referred to again
- A lender or investor wants a forecast you cannot currently produce
- You are considering a decision and want to see the consequences before making it